
Pacific Trust Mortgage
Whether you have a quick question or you are ready to start your application, I am here to help. Reach out however works best for you.
Mortgage Advisor
Pacific Trust Mortgage
Licensed by the California Department of Real Estate
NMLS #02336853
DRE #02336853
Based in San Diego
Serving all of California
I work with first-time buyers, move-up buyers, investors, and self-employed borrowers across California. With access to over 50 wholesale lenders, I can match you with the right program and competitive pricing for your specific situation. Happy to answer any questions before you apply.
Takes about 15 minutes
Apply online through our secure Floify portal. Upload documents, e-sign disclosures, and track your loan progress all in one place.
(805) 801-1380
Have a quick question about rates, programs, or your situation? Give me a call or shoot me a text. I respond same business day — no ghosting, no phone tag.
ryan@pactm.com
Prefer email? Send over your scenario details and I will get back to you with options the same business day. Clear answers, no runaround.